ZET FD Credit Card - Build 750+ Credit Score | BaseGrower
RBI Approved
4.8 Rating
10L+ Users

Build a 750+ Credit Score with ZET FD Credit Card

India's smartest FD-backed credit card! Start with just ₹2,000 FD, get amazing cashback on top brands, and build your credit score effortlessly.

ZET FD Credit Card
20% OFF
5% Cashback
750+ Score

Why Choose ZET FD Credit Card?

Powerful features designed to help you save money and build credit simultaneously

FD Starts at ₹2,000

Open your FD with just ₹2,000 and get a credit card against it. No income proof required!

Up to 20% OFF

Get exclusive discounts up to 20% on top brands like Swiggy, Zomato, BookMyShow & more.

Easy UPI Payments

Link your ZET card with UPI and make seamless payments anywhere, anytime.

Flat 2% Cashback

Earn flat 2% cashback on all ZET UPI transactions. Save on every payment you make.

Up to 15% Cashback

Get up to 15% cashback on popular brands and merchant partners.

Build Credit Score

Regular usage helps you build a 750+ CIBIL score for better financial future.

Exclusive Brand Offers

Amazing discounts and cashback on your favorite brands

Amazon Pay

Flat 5% cashback

Flipkart

Flat 5% cashback

Swiggy

20% OFF up to ₹100

Zomato

20% OFF up to ₹100

Swiggy Instamart

₹100 flat off

BookMyShow

20% OFF up to ₹100
ZET Brand Offers

How It Works

Get your ZET FD Credit Card in 3 simple steps

1

Apply Online

Fill the application form with basic details. Takes less than 2 minutes!

2

Open FD

Start an FD with just ₹2,000. Your card limit equals your FD amount.

3

Start Using

Get your virtual card instantly and physical card delivered to your home.

100%

Secure & Safe

2 Min

Quick Approval

₹2,000

Minimum FD

24/7

Customer Support

Trusted Banking Partners

Backed by leading banks in India

SBM Bank
Indian Overseas Bank

Ready to Build Your Credit Score?

Join 10+ lakh users who are already building their credit score with ZET FD Credit Card. Apply now and get instant approval!

Apply for ZET FD Card Now

*UPI cashback available with active ZET Plus subscription at ₹3/day

Frequently Asked Questions

Everything you need to know about ZET FD Credit Card

What is ZET FD Credit Card?
ZET FD Credit Card is a secured credit card backed by a Fixed Deposit. You open an FD starting at ₹2,000 and get a credit card with a limit equal to your FD amount. It helps you build your credit score while enjoying cashback and discounts.
What is the minimum FD amount required?
The minimum FD amount to get a ZET FD Credit Card is just ₹2,000. There is no upper limit, and your credit card limit will be equal to your FD amount.
Will this help improve my CIBIL score?
Yes! Regular usage and timely repayments of your ZET FD Credit Card will be reported to credit bureaus, helping you build a strong credit score of 750+ over time.
What brands offer discounts with this card?
You get exclusive offers on Amazon Pay, Flipkart, Swiggy, Zomato, Swiggy Instamart, BookMyShow, and many more popular brands with cashback up to 15% and discounts up to 20%.
Is there any joining fee or annual fee?
ZET FD Credit Card comes with zero joining fee and zero annual fee. You only need to open an FD starting at ₹2,000 to get started.

ZET FD Card vs Regular Credit Card

Dekhiye kyun ZET FD Credit Card aapke liye best choice hai

Feature ZET FD Credit Card Regular Credit Card
Minimum Income Required No Income Proof Needed ₹15,000 - ₹25,000/Month
Security Deposit FD Starts at ₹2,000 No Deposit (But High Rejection)
CIBIL Score Required Zero CIBIL Bhi Chalega 700+ CIBIL Mandatory
Credit Score Building 750+ Score Banata Hai Sirf Maintain Karta Hai
Joining Fee ₹0 - Lifetime Free ₹500 - ₹5,000+
Annual Fee ₹0 - Zero Annual Fee ₹1,000 - ₹10,000/Year
Interest on FD 6-7% FD Interest Milta Hai Koi Interest Nahi
Approval Rate 99% Instant Approval 30-40% Rejection Rate
Processing Time 2 Minutes Mein Virtual Card 7-15 Days Wait
Brand Cashback Up to 15% Cashback 1-2% Basic Cashback
ZET FD Card is the Clear Winner!
Abhi Apply Karein

User Reviews & Testimonials

Dekhiye 10+ lakh users kya keh rahe hain ZET FD Credit Card ke baare mein

4.8

Based on 50,000+ Reviews

5 Star
85%
4 Star
10%
3 Star
3%
2 Star
1%
1 Star
1%
RK

Rahul Kumar

Delhi
5.0

"Mera CIBIL score 600 tha, koi bhi credit card nahi de raha tha. ZET FD card se mera score 6 months mein 720 ho gaya! FD bhi safe hai aur cashback bhi milta hai. Best decision!"

PS

Priya Sharma

Mumbai
5.0

"Swiggy aur Zomato pe 20% OFF sach mein milta hai! Har weekend order karte hain aur ₹100 tak bach jaata hai. UPI se payment bhi smooth hai. Highly recommend!"

AP

Amit Patel

Ahmedabad
4.5

"As a student, mujhe koi card nahi mil raha tha. ZET ne sirf ₹2,000 FD pe card de diya. Ab Flipkart pe 5% cashback milta hai. Pocket money bach jaati hai!"

SG

Sneha Gupta

Bangalore
5.0

"BookMyShow pe 20% OFF ke saath movies dekhna ab aur bhi maza aa gaya hai. Virtual card instant mila, physical card 3 din mein ghar aa gaya. Customer support bhi bahut accha hai!"

VR

Vikram Rao

Hyderabad
4.5

"First time credit card user tha, CIBIL zero tha. ZET ne chance diya aur ab mera score 680 ho gaya 4 months mein. FD pe 7% interest bhi aa raha hai. Win-win!"

NM

Neha Mishra

Lucknow
5.0

"Amazon Pay pe 5% cashback sach hai! Har recharge pe cashback milta hai. ZET Plus subscription le li hai, ab UPI pe bhi 2% cashback aa raha hai. Total paisa vasool!"