India's smartest FD-backed credit card! Start with just ₹2,000 FD, get amazing cashback on top brands, and build your credit score effortlessly.

Powerful features designed to help you save money and build credit simultaneously
Open your FD with just ₹2,000 and get a credit card against it. No income proof required!
Get exclusive discounts up to 20% on top brands like Swiggy, Zomato, BookMyShow & more.
Link your ZET card with UPI and make seamless payments anywhere, anytime.
Earn flat 2% cashback on all ZET UPI transactions. Save on every payment you make.
Get up to 15% cashback on popular brands and merchant partners.
Regular usage helps you build a 750+ CIBIL score for better financial future.
Amazing discounts and cashback on your favorite brands

Get your ZET FD Credit Card in 3 simple steps
Fill the application form with basic details. Takes less than 2 minutes!
Start an FD with just ₹2,000. Your card limit equals your FD amount.
Get your virtual card instantly and physical card delivered to your home.
Secure & Safe
Quick Approval
Minimum FD
Customer Support
Backed by leading banks in India
Join 10+ lakh users who are already building their credit score with ZET FD Credit Card. Apply now and get instant approval!
Apply for ZET FD Card Now*UPI cashback available with active ZET Plus subscription at ₹3/day
Everything you need to know about ZET FD Credit Card
Dekhiye kyun ZET FD Credit Card aapke liye best choice hai
| Feature | ZET FD Credit Card | Regular Credit Card |
|---|---|---|
| Minimum Income Required | No Income Proof Needed | ₹15,000 - ₹25,000/Month |
| Security Deposit | FD Starts at ₹2,000 | No Deposit (But High Rejection) |
| CIBIL Score Required | Zero CIBIL Bhi Chalega | 700+ CIBIL Mandatory |
| Credit Score Building | 750+ Score Banata Hai | Sirf Maintain Karta Hai |
| Joining Fee | ₹0 - Lifetime Free | ₹500 - ₹5,000+ |
| Annual Fee | ₹0 - Zero Annual Fee | ₹1,000 - ₹10,000/Year |
| Interest on FD | 6-7% FD Interest Milta Hai | Koi Interest Nahi |
| Approval Rate | 99% Instant Approval | 30-40% Rejection Rate |
| Processing Time | 2 Minutes Mein Virtual Card | 7-15 Days Wait |
| Brand Cashback | Up to 15% Cashback | 1-2% Basic Cashback |
Dekhiye 10+ lakh users kya keh rahe hain ZET FD Credit Card ke baare mein
Based on 50,000+ Reviews
"Mera CIBIL score 600 tha, koi bhi credit card nahi de raha tha. ZET FD card se mera score 6 months mein 720 ho gaya! FD bhi safe hai aur cashback bhi milta hai. Best decision!"
"Swiggy aur Zomato pe 20% OFF sach mein milta hai! Har weekend order karte hain aur ₹100 tak bach jaata hai. UPI se payment bhi smooth hai. Highly recommend!"
"As a student, mujhe koi card nahi mil raha tha. ZET ne sirf ₹2,000 FD pe card de diya. Ab Flipkart pe 5% cashback milta hai. Pocket money bach jaati hai!"
"BookMyShow pe 20% OFF ke saath movies dekhna ab aur bhi maza aa gaya hai. Virtual card instant mila, physical card 3 din mein ghar aa gaya. Customer support bhi bahut accha hai!"
"First time credit card user tha, CIBIL zero tha. ZET ne chance diya aur ab mera score 680 ho gaya 4 months mein. FD pe 7% interest bhi aa raha hai. Win-win!"
"Amazon Pay pe 5% cashback sach hai! Har recharge pe cashback milta hai. ZET Plus subscription le li hai, ab UPI pe bhi 2% cashback aa raha hai. Total paisa vasool!"